The Resource Banking competition, risk, and regulation, Wilko Bolt and Alexander F. Tieman

Banking competition, risk, and regulation, Wilko Bolt and Alexander F. Tieman

Label
Banking competition, risk, and regulation
Title
Banking competition, risk, and regulation
Statement of responsibility
Wilko Bolt and Alexander F. Tieman
Creator
Contributor
Author
Issuing body
Subject
Language
eng
Summary
In a dynamic theoretical framework, commercial banks compete for customers by setting acceptance criteria for granting loans, taking regulatory requirements into account. By easing its acceptance criteria a bank faces a trade-off between attracting more demand for loans, thus making higher per period profits, and a deterioration of the quality of its loan portfolio, thus tolerating a higher risk of failure. Our main results state that more stringent capital adequacy requirements lead banks to set stricter acceptance criteria, and that increased competition in the banking industry leads to riskier bank behavior. In an extension of our basic model, we show that it may be beneficial for a bank to hold more equity than prescribed by the regulator, even though holding equity is more expensive than attracting deposits
Member of
Action
digitized
Cataloging source
OCLCE
Dewey number
332.152
Illustrations
illustrations
Index
no index present
LC call number
HG3881.5.I58
LC item number
W67 no.04/11
Literary form
non fiction
Nature of contents
  • dictionaries
  • bibliography
Series statement
IMF working paper
Series volume
WP/04/11
Label
Banking competition, risk, and regulation, Wilko Bolt and Alexander F. Tieman
Publication
Antecedent source
file reproduced from original
Bibliography note
Includes bibliographical references (pages 24-25)
http://library.link/vocab/branchCode
  • net
Carrier category
online resource
Carrier category code
cr
Carrier MARC source
rdacarrier
Color
black and white
Content category
text
Content type code
txt
Content type MARC source
rdacontent
Control code
ocn647623714
Dimensions
unknown
Extent
1 online resource (25 pages)
File format
one file format
Form of item
online
Isbn
9781281090256
Media category
computer
Media MARC source
rdamedia
Media type code
c
Other physical details
illustrations
http://library.link/vocab/recordID
.b37167261
Reproduction note
Electronic reproduction.
Specific material designation
remote
System control number
  • (OCoLC)647623714
  • imf1281090255
System details
Master and use copy. Digital master created according to Benchmark for Faithful Digital Reproductions of Monographs and Serials, Version 1. Digital Library Federation, December 2002.

Library Locations

    • Deakin University Library - Geelong Waurn Ponds CampusBorrow it
      75 Pigdons Road, Waurn Ponds, Victoria, 3216, AU
      -38.195656 144.304955
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